Geosight gives insurers updated, anonymized driving data to help improve territorial pricing accuracy
Learn how driving behavior data from Arity helped Quincy Mutual improve segmentation, reduce bias, and close data gaps as a complement of credibility to their own data.
Territorial ratemaking is how insurers set auto premiums based on geographic location. It reflects differences in driving risk across ZIP codes or regions, such as accident rates or traffic patterns, enabling more accurate pricing.
Traditional data often misses how people actually drive in different areas. Mobility data captures real-world driving patterns, which can help insurers identify risk more accurately, reduce bias, and price more profitably.
Geosight is a data solution from Arity that provides near real-time, ZIP-level driving behavior insights. It can help auto insurers improve territorial pricing accuracy by offering deeper visibility into how people drive in different regions.
Geosight is designed for auto insurers looking to enhance their territorial ratemaking models. It’s especially useful for carriers seeking to reduce bias, close data gaps, and gain insights beyond their current book of business.
Geosight draws from driving behavior data representing over 15% of the U.S. driving population. It’s aggregated and anonymized, with no tech integration required. Insurers can access it instantly to refine pricing models and spot emerging risks faster. Download sample data.
Visit our Privacy Center to learn about our privacy policies.
No. Geosight is designed to be used with no additional technical integration needed. See a demo by downloading our sample data.
One insurance client was able to evaluate the dataset, update pricing models, and file new rates within four months. Read the story in our Quincy Mutual case study.