Hindsight is 2020: A year in review

How has driving evolved compared with COVID-19 cases throughout the pandemic?

According to Arity driving data as well as auto insurance claims:


  • Drivers who sheltered early are still driving less almost a year later
  • Daily commutes looked very different in 2020
  • Even as drivers hit the road again, people were still speeding
  • More cars were zooming past you at 80+ MPH
  • Drivers were less aggressive in going from zero to 60
  • Drivers are still taking a break from their brakes
  • Despite fewer accidents and faster payouts, auto insurance claims costs increased
  • Theft and fraud claims went up, not only for the usual reasons
  • Shopping increased, specifically for UBI and mileage-based programs

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