Hindsight is 2020: A year in review

• Drivers who sheltered early are still driving less almost a year later
• Daily commutes looked very different in 2020
• Even as drivers hit the road again, people were still speeding
• More cars were zooming past you at 80+ MPH
• Drivers were less aggressive in going from zero to 60
• Drivers are still taking a break from their brakes
• Despite fewer accidents and faster payouts, auto insurance claims costs increased
• Theft and fraud claims went up, not only for the usual reasons
• Shopping increased, specifically for UBI and mileage-based programs

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