Quincy Mutual case study

Territorial ratemaking — using geography as a proxy for driving risk — is constrained by regulation, data gaps, and potentially biased inputs. For Quincy Mutual, a New England-based insurer, these limits created real friction. To overcome these blind spots, Quincy needed a broader, unbiased source of data, predictive of driving risk within each specific territory in which they do business in.

That’s when they evaluated Arity’s Geosight dataset — aggregated, anonymized driving behavior data collected from mobile apps and in-car systems, with clear user consent.

Quincy adopted Geosight to improve pricing accuracy at a granular, territorial level. In just four months, the team went from evaluating the dataset to filing updated territory relativities.

Find out why Quincy Mutual chose Arity, and how they’re leveraging this newfound line of sight into driving data in their territories.